Job Description

Senior Property Underwriter – Immediate opening, Direct-Hire

San Diego based MGU is looking for a Senior Underwriter with Homeowner Property experience to join their growing team, offering full benefits and Hybrid work schedule. Minimum 8 years’ recent Personal Property experience required.

• DURATION : Direct Hire
• WORKPLACE : Hybrid position; 2 days in-office / 3 days remote. Office in Kearny Mesa area (San Diego County).
• HOURS : Monday-Friday 8:00AM-5:00PM
• PAY : $75K - $100K per year, depending on experience
• BENEFITS : This client offers a comprehensive benefits package: medical/dental/vision/life insurance, 401K, PTO, PST, paid holidays

Job Duties will include, but are not limited to:

• Train and assist Underwriting Teams in review of submissions and coverage nuances
• Supervise and assist with audits of Underwriters and Underwriting Assistants
• Review and approve new submissions for acceptability - including more challenging submissions received daily/weekly
• Review and approve requests for endorsement, cancellations, and reinstatements - including more challenging requests received daily/weekly
• Oversee and approve physical inspection process, along with management team input
• Keep accurate documentation of all policies/quotes in purview
• Effectively communicate company standards, underwriting appetite, guidelines, and requirements to retail brokers as well as Underwriting Teams
• Process various personal lines property requests from carrier partners and producers
• Primary Lead for training of Underwriters and Underwriting Assistants
• Approve exceptions to the Underwriting Guidelines on a case-by-case basis, along with management team input
• Occasional travel to key producers and/or attend industry events
• Potential for refining current programs, as well as assist to develop new complimentary property programs in the future
• Potential to grow into supervisory/managerial role as these areas define

Requirements include, but are not limited to:

• Minimum of 8 years’ recent experience in Personal Property lines (homeowners), including strong understanding of Underwriting guidelines
• Ability to answer broker inquiries, explain coverage for various programs and underwriting concepts
• Strong computer proficiency, including MS Office and Adobe Acrobat, and ability to learn proprietary software effectively
• Ability to follow rules/protocols within the underwriting realm and in harmony with company standards in general
• Must be organized, detail-oriented, able to complete tasks and documentation accurately and on-time
• Excellent written and oral communication skills, including ability to compose professional correspondence
• Able to effectively instruct and assist other Underwriters and Assistants, work well in a team-environment
• Ability to show patience within team, with producer clients and vendor partners, and display a "can do attitude"
• Strong problem-solving skills; pro-active in finding solutions
• High School diploma (or equivalency) required
• Must be able to successfully pass Background check and Drug screen requirements
• May be required to stand and/or sit in a stationary period for extended periods of time
• Verifiable references from recent employment

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